tóu qī kuǎn
Meaning
down payment
initial payment
Explanation
A lump sum paid upfront when purchasing a house, car, etc., on an installment plan or loan. This term is commonly used in Taiwan and southern China, whereas "首付款" (shǒufùkuǎn) is more frequently used in mainland China.
Antonyms
Easily confused
Etymology
A combination of "头期" (initial stage/period) and "款" (money/funds).
Memory tips
Think of "头" (head/first), "期" (period/installment), and "款" (money/payment) = the first payment made at the start.
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